Calculators

Simple planning tools for better early-stage clarity.

Useful, not promotional

These planning tools are included to help visitors ask better questions and understand possible paths.

Calculator outputs are illustrative only. They are not promises, guaranteed outcomes, or a substitute for suitability-based discussion.

Now available on this page

A
SIP growth calculator

Estimate future value, total invested amount, and possible gains from a monthly SIP.

B
Inflation-aware goal planner

Estimate the monthly SIP required for a goal after adjusting today's cost for future inflation.

C
Step-up SIP planner

Model a SIP that increases every year as your income and capacity to invest improve.

D
Education and retirement planners

Use dedicated planners for rising education costs and long-term retirement income needs.

SIP Calculator

See how a monthly SIP may grow over time.

Adjust the monthly investment, expected return, and time horizon to estimate a possible future corpus.

Estimated future value₹80,56,304
Total invested₹36,00,000
Estimated gain₹44,56,304
Inflation-Aware Goal Planner

Plan for what the goal may actually cost later.

Use today's goal amount, inflation, and current savings to estimate the SIP required for the future cost.

Inflation-adjusted goal value₹89,54,238
Required monthly SIP₹34,064
Value needed today₹31,53,544

Current savings cover about 6% of the inflation-adjusted goal.

Step-Up SIP Planner

Model a SIP that grows as your income grows.

Increase your SIP by a fixed percentage every year and see how much extra that discipline may build over time.

Projected corpus₹1,28,96,806
Total invested₹57,19,047
Estimated gain₹71,77,759

Your SIP in the final year would be approximately ₹56,962 per month.

Education Planner

Estimate what a future education goal may require.

Account for rising education costs and current savings to estimate the monthly SIP needed for the target year.

Estimated future education cost₹62,95,425
Required monthly SIP₹17,289
Current savings coverage5%
Retirement Planner

Estimate a retirement corpus using SWP-style drawdown math.

Project expenses until retirement, then model a retirement corpus that supports withdrawals while the remaining corpus continues to earn a post-retirement return.

Monthly expense at retirement₹2,56,571
First-year withdrawal need₹30,78,850
SWP-style corpus target₹6,14,12,674
Required monthly SIP₹65,849
Post-retirement real return2.0%
Current corpus coverage2%

Current retirement savings cover about 2% of the SWP-style corpus target. This retirement model assumes withdrawals rise with inflation during retirement while the remaining corpus continues to earn the post-retirement return.

These calculators use assumed rates, inflation estimates, and simplified compounding formulas for illustration. They are planning aids, not guaranteed outcomes or investment advice.

Want to talk through the numbers with a real person?

Use the estimates as a starting point, then discuss the practical next step with us.

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